• High school financial literacy instruction requirement

  • Financial literacy standards in most K-8 standards


  • West Virginia requires the completion of a one credit Social Studies course, Civics for the Next Generation, or AP Government for high school graduation. Ten of the 45 standards for high school civics are Personal Finance. However, since students may take AP Government in place of Civics for the Next Generation, not all students are guaranteed financial literacy instruction. In the West Virginia Education Code, it mandates “to provide students a basic understanding of personal finance, the state Board shall develop a program of instruction on personal finance which may be integrated into the curriculum of an appropriate existing course or courses for students in secondary schools.”

  • The West Virginia College- and Career-Readiness Standards for Social Studies has Economics standards for each grade, K-8. Under the Economics standards, “students become financially responsible by examining the consequences of and practicing personal financial decision-making.” There are specific personal finance components in the economics standards for Grades K-4 and 8.

  • Because it guarantees some financial literacy instruction though social studies standards in some K-8 grades and for high school students that take Civics for the Next Generation rather than AP Government, West Virginia receives a “C.” In order to raise its grade, West Virginia needs to create personal finance standards for Grades 5-7 and implement a required stand-alone personal finance course for high school graduation.