SUMMARY OF GRADE
Requires high school economics course, which has minimal embedded financial literacy instruction
Minimal K-8 financial literacy standards
AN IN-DEPTH LOOK
New Hampshire requires a half-year course of economics for high school graduation, which includes some financial literacy instruction. In the K-12 Social Studies New Hampshire Curriculum Framework under Grades 9-12 Economics, one of the six standards is Personal Finance, meaning each student receives some financial literacy instruction through the required economics class before high school graduation.
The only other personal finance standards in the K-12 Social Studies New Hampshire Curriculum Framework are for Grades 7-8. Under Grades 7-8 Economics, Personal Finance is one of six standards with eight of its own specific standards. New Hampshire students are therefore not guaranteed exposure to personal finance until seventh grade. New Hampshire is in the process of re-writing the Curriculum Frameworks for Social Studies, with the draft currently being reviewed internally.
As it provides only some financial literacy instruction, through embedded high school and middle school standards, New Hampshire receives a “D.” New Hampshire needs to require a stand-alone course with the personal finance standards for high school graduation and to create Grades K-6 personal finance standards in order to receive an “A.”